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981 44th St SE Cedar Rapids, IA 52403 Residential - Single Family Pending

Pending
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Description

Welcome to your private wooded retreat on nearly 5 acres, where luxury living meets energy-efficient country living. Built in 2021 and offering over 5,400 finished square feet, this exceptional custom two-story home is nestled on 4.73 acres with approximately 3 acres enrolled in Forest Reserve, providing privacy, wildlife views, and reduced property taxes. Designed with flexibility and comfort in mind, the home features two primary suites on the main level, making it ideal for multi-generational living or guest accommodations. The main primary suite offers a true spa-like experience with dual vanities, a garden tub, in floor heating, dual walk-in showers, and an expansive walk-in closet that open up to the main floor laundry. The heart of the home is an impressive great room featuring soaring 20-foot vaulted ceilings, expansive windows overlooking the wooded landscape, luxury vinyl plank flooring, and a stunning stacked-stone wood-burning fireplace. The chef's kitchen is equipped with premium appliances including a Thermador six-burner gas range, Sub-Zero refrigerator, Bosch dishwasher, Blue Star double oven with built in microwave, oversized island, prep sink, 2 dual trash pull outs, and a large walk-in pantry complete with stand-alone freezer and abundant storage. Upstairs you'll find three additional bedrooms, a second laundry room, and an open loft overlooking the great room below. The recently finished walkout lower level expands the living space with a large family room, fitness area, additional bathroom, two versatile bonus rooms/offices, and plumbing already in place for a future wet bar. A substantial storage area connects directly to the heated tandem garden garage, providing exceptional space for hobbies, lawn equipment, workshop needs, or recreational vehicles. The oversized heated garage with 2 door entrances of 10' height, it offers approximately 1,300 square feet of finished space and can accommodate multiple vehicles beyond the standard three-car configuration. Outdoor amenities include a greenhouse, chicken coop, woodshed, established fruit plantings, wildflower acreage, and an impressive 60x40 garden area. Wildlife enthusiasts will enjoy frequent visits from deer, turkey, and countless bird species. Built for long-term efficiency, the home features geothermal heating and cooling, dual-zone HVAC, a paid-for 10-kilowatt solar system saving approximately $3,500 annually, and is prepped for a standby generator that would run the whole house. With no HOA, no restrictive covenants, and Linn County taxes, this property offers the freedom and privacy you've been searching for while remaining conveniently located near Cedar Rapids amenities. A truly rare opportunity to own a private luxury in town acreage that combines modern construction, exceptional efficiency, and an incredible connection to nature. https://picyourhouse.net/981-44th-St-SE/idx

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 5,432
Lot Size: 4.73 acres
Walkout Basement
Garage Size: 3
Attached Garage
Heated Garage
Built in 2021
Elementary School: Erskine
High School: Washington
Middle School: McKinley
Wooded Lot
Stone Exterior

General Information

Bedrooms: 5
Bathrooms: 5
Sqft: 5,432
County: Linn
High School: Washington
Listed By:
Realty87 Brook Adkins 319-731-2000
Cedar Rapids MLS
$1,200,000
Est. $8,009/mo
5beds
5baths
5,432sqft
3cars
New to the Market Pending
BEDS5 BATHS4 full 1 partial SQUARE FEET5,432 MLS#2603902
STATUSPending PROPERTY TYPEResidential - Single Family SCHOOLCedar Rapids

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Agent Name: Cale Warren
Agent Phone: (563) 210-8780
Agency Title: Ruhl&Ruhl Realtors
Agent Email:

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981 44th St Se, Cedar Rapids, IA 52403.

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Loan Type FHA 30 Year FixedVA 30 year fixed30 yr Jumbo
Purchase Price $1,200,000$1,200,000$1,200,000
Down Payment $42,000$0$240,000
Monthly Mortgage Amount $7,255$7,547$5,989
Taxes $1670$1670$1670
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $720$0$0
Monthly Estimated Total $9,995$9,567$8,009

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/11/2026. The listing information on this page last changed on 06/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 06/11/2026 1:06:44 PM EST) or MRED MLS (last updated Thu 06/11/2026 12:58:10 PM EST) or SCWMLS (last updated Thu 06/11/2026 12:59:58 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 06/11/2026 1:04:59 PM EST) or Cedar Rapids MLS (last updated Wed 06/10/2026 10:44:18 PM EST) or NEIRBR MLS (last updated Thu 06/11/2026 1:00:13 PM EST) or ICAAR MLS (last updated Thu 06/11/2026 12:57:53 PM EST) or ECIMLS (last updated Thu 06/11/2026 1:05:24 PM EST) or RMLSA (last updated Thu 06/11/2026 1:01:26 PM EST) or Muscatine MLS (last updated Thu 06/11/2026 1:00:26 PM EST) or No Coast MLS (last updated Thu 06/11/2026 1:04:41 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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